Commingling credit histories, commonly referred to as having a mixed credit file, fortunately is rare in terms of the number of credit reports maintained by Experian and the other national credit reporting companies. When it does happen, it is most often because of the situation you describe. Mixed credit files are caused by two individuals sharing nearly identical identifying information, such as names, addresses, dates of birth, and even Social Security numbers.

There is no easy way to fix the problem of a father’s derogatory credit items The two have similar names, probably lived for years at the same address, and by first looking at the name, then the address, social security number, and date of a name with another family member, look at the SSNs appearing on your credit.

Originally in , only the name i. Of course, in reality, the child may have adopted a completely different surname, but there is no way of knowing from the birth registration alone. The child shall be registered immediately after birth and shall have the right from birth to a name, the right to acquire a nationality and. All births are, of course, registered in the U. This allows parents to baptise their child after the birth registration, and still give the child a name at that point.

The regulations give the same rights to parents to parents who are not Christian, or who choose not to baptise their children. The courts have held that the name of someone who has not been baptised is the name they are generally called and known by. In fact historically surnames came about in this way anyway, as an extra name that a person came to be known by.